Get your money fast and easy with DirectFunding.Loans. More cash, lower costs, longer to pay back. Start your success journey today!
Work Direct with the Underwriter that most wants to invest in your business and save thousands of dollars on your funding in the process!
90% of all business get approved. The difference is that our approvals are direct to the underwriter that has requested that we send them businesses just like yours. We also do all the work for them so that they easily approve the highest amount possible.
Get FREE Strategic Consultation
Our software allows you to send your own file to the Underwriter that will best match your request and aligns well with your future strategies.
Our Underwriters will purchase a portion of your future sales and in exchange, advance you capital today to grow your business.
Amounts between $500 – $20M
Fixed and variable payments
Terms between 3 – 36 months
Offers between 80 – 125% of revenue
Decisions as fast as same-day
Soft pull on credit
Requirements: Last 4 months of bank statements needed to apply. For requests exceeding $100k, provide taxes from the most recent year.
Access a line of credit to effortlessly manage expenses and boost your cash reserves.
Credit lines up to $10M
Weekly and monthly payment options
Terms between 6 – 36 months
Decisions as fast as same-day
Soft pull on credit
Requirements: Last 4 months of bank statements and business taxes from the most recent year needed to apply
Get the machinery, vehicles, or equipment your business needs with zero upfront cost through equipment financing
Amounts between $1K – $20M
Corp only/app only up to $350,000
100% financing available
New and used equipment
Soft pull on credit
Requirements: Last 4 months of bank statements and invoice of equipment needed to apply. For requests exceeding $100k, provide taxes from the most recent year.
Use a term loan to expand into new markets, fund long-term projects, and secure your business's future—unlock growth and opportunity with strategic financing.
Amounts between $10K – $10M
Weekly and monthly payments
Terms between 3 – 10 years
Soft pull on credit
Requirements: Last 4 months of bank statements needed to apply. For requests exceeding $100k, provide taxes from the most recent year.
Once approved with an offer in hand, you can customize the amount, payment, and rate to choose the most favorable terms based on your current needs. A Funding Specialist will guide you through this process seamlessly.
1
Move through our streamlined application within minutes and upload your business documents with zero risk.
2
Compare your offers with expert advice from our team and select the best one for your specific circumstances.
3
Seize an immediate opportunity to grow your business or tackle a new challenge with confidence.
"Thanks to these guys l'm on to bigger things! Respect Josè most thanks to you."
Wilny Williams
"Very good experience. Very quick time frame!"
Ozell Robertson
"I worked with Jose and the rest of the team and they were extremely helpful, responsive, and very professional!"
Emily Moharam
In the heart of America’s bustling economy, amidst the dreams of countless entrepreneurs, DirectFunding.loans was born—a testament to one man’s vision of a fairer, more empowering financial landscape. Jose Cobian, the founder, brings to the table a decade of rich experience in finance and real estate, a journey marked by successes, learnings, and a deep-seated desire to initiate change.
Revenue-based financing is especially helpful for young businesses, startups, and operations that haven’t built up enough credit history to qualify for traditional loan products. They’re easily accessible, and funding times work fast, making them a great choice for businesses that need access to short-term capital.
But, revenue-based financing isn’t exclusive to the abovementioned businesses; Anyone can secure this type of financing to meet their goals.
Revenue-based financing is often thought of as a type of business loan, but the laws governing the two are significantly different. With revenue-based financing, the lender is essentially purchasing a percentage of your future sales at a discount.
You will receive an advance on your future revenue, which you’ll repay through a portion of your future revenue stream. Small business loans, on the other hand, involve a company lending you funds in exchange for fixed payments over a set schedule.
Business loans can have repayment terms of up to 25 years, whereas revenue-based financing is designed to be more of a short-term funding solution. Although they don’t come with set repayment terms, most revenue-based financing agreements are repaid within a year or less.
Revenue-based financing tends to have a higher APR compared to traditional business loans, but this is offset by the shorter repayment period. Basically, the structure means you’ll spend less time in debt.
Yes! While having good credit makes it easier and cheaper to secure financing, it’s still possible to reach an approval with a less-than-favorable credit score. In fact, many online lenders offer this type of financing with no minimum credit score requirements.
When you apply for revenue-based financing, your annual revenue and time in business will weigh heavier than your credit score. The structure allows new businesses and those without extensive credit histories to secure the funds they need to grow, but they’re also beneficial for established businesses to access the capital they need to navigate challenges and afford growth opportunities.
Every lender is different, and some may require a high credit score to qualify for revenue-based financing. This is especially common with banks and credit unions, but online lenders are generally the opposite. They’re more likely to consider your revenue, potential for growth, time in business, and other factors rather than your credit score.
Yes! When you apply for revenue-based financing with National, you could be eligible to receive funds in as little as 24 hours—or less.
Unlike traditional lenders, Directfunding.Loans is a FinTech marketplace that allows you to receive multiple, competitive offers with one digital application. Our expert Business Finance Advisors work with you every step of the way, advising you on which opportunities would be the best fit for your specific circumstances.
Bypass the hassle with our direct funding solution. Receive your capital offer today. Then funded Direct to your account and direct to your success.
Copyright Direct Funding 2024 | Privacy Policy | Terms of Service